Taking out a standard van insurance policy when you only need to use a van for a day can be a waste of time and money. Luckily, there are a number of insurers where you can get a one-day van insurance in just a few minutes and cover yourself and the van without having to pay the full price.
In this article, we’ll explain everything about this type of insurance, including what it covers, how much it costs and the pros and cons of getting one.
Let’s dive in.
One-day van insurance is a type of temporary van insurance that covers you for driving a van for 24 hours, usually from midnight to midnight.
Given the fact that it is flexible and quick, short-term van insurance is the perfect choice when you’re borrowing a van for only a day, or you’re test-driving a van and want to avoid the cost and hassle of taking out standard van insurance.
Moreover, it offers the same protection as the standard van insurance, but it is much cheaper as you’ll only need to pay for the time you need.
If you think you’ll need the van for longer than a day, there are temporary van insurance policies that can last anywhere between a few hours and a month.
Arranging a one-day van insurance is straightforward and only takes a few minutes.
All you need to do is enter a few details about you and the van, agree with the price and pay for your policy and you’ll get your documents in no time.
The one-day van insurance is available to a range of drivers, however, some requirements must be met in order to be eligible for the policy.
These can vary between insurers, but usually, you must:
Also, your van must:
Note that each insurer has its eligibility criteria, so make sure to check with the one you opt for.
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Choosing to insure a van for a day instead of opting for long-term insurance coverage is something you may want to consider in the following situations:
A daily van insurance policy will provide you with the same coverage as an annual van insurance but without the hefty price. Exactly what you’re covered for will depend on the level of coverage you get, but most daily insurance policies will cover you for the following:
Same as an annual van insurance policy, there are certain things that the van insurance policy for a day won’t cover, including:
Depending on what you’ll be using the van for, there are some optional extras you can add to your policy, including:
A one-day van insurance cover is often cost-effective for van drivers in the short term, however, the exact price you’ll need to pay will mainly depend on your personal circumstances.
For instance, if you typically pay higher prices for your regular insurance, you’ll probably pay more for the daily insurance of a van, too.
Here are some of the factors that will determine the price of your 24-hour van insurance policy:
Due to its flexibility, one-day van insurance can be the right cover for many different situations. Here are some of the benefits of taking out van insurance for only a day:
Even though it offers many benefits, the 1-day van insurance policy may not be suitable for everyone. Here are some of the downsides of insuring your van for a day:
Whether you’re borrowing a van to move house, go on a trip or need it for work, taking out one-day van insurance can be a great option that can save you some money and time.
However, if you’re planning on driving the van frequently, this may not be the most cost-effective way to get a cover.
My name is Marija, and I'm a financial writer at DontDisappointMe. Although finance might not be everyone's cup of tea, my 10+ years of working in one of the biggest banks in my country, and my interest in extensive research on everything finance/investment-related, have made me somewhat of an expert in the field (if I do say so myself). No longer having the passion to work in a corporate setting, I decided that I couldn't let all of this knowledge go to waste so I started writing. And, here I am! Today I try to share my knowledge with my audience in the hopes of making this topic as simple and interesting as possible. In my leisure time, I like spending time with my family and travelling to new locations.