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How To Find Out Who My Car Insurance is With?

Written by, Marija Petkova

Updated December, 5, 2022

Has your car insurance company slipped your mind? There are many ways you can refresh your memory and find out who your car insurance provider is in no time!

Without further ado, let’s answer the question, “How do I find out who my car insurance is with?”.

What Can I Do If I Have Forgotten Who My Car Insurance is With?

Since most car insurance policies automatically renew, we often hear, “I can’t remember my car insurance company in the UK”. Fortunately, there are four ways we guarantee will help you find out who insures your car in the UK.

Looking Into the Glove Department

Let’s be honest; we all keep car-related paperwork in the glove compartment. Hence, the first thing you should do is look for a copy of the insurance policy there. 

But, if you had no luck finding anything in the glove box, check the visor, the centre console, and the car manual, as they are the next most common places for storing insurance cards. 

Checking your Car Insurance Payments

Typically, you cover your car insurance premiums monthly. So, if you use online banking, you can check your direct debits made in the last month, and you will find the car insurance payment and the name of the insurers. To make your search easier, look for amounts close to the average car insurance premium, which is £417 in the UK.

Additionally, you can get in touch with your bank and ask them to give you the car insurance provider you have a direct debit arrangement or a standing order with

Going Through your Email

When you get car insurance in the UK, the insurance providers likely send a confirmation email with the policy’s details. Therefore, if you want to solve your “I forgot who my car insurance is with” problem quickly, open your email and use the search tool to scan for emails with the words insurance, policy, premium, or your registration number.

Checking with the Motor Insurance Database (MID)

And lastly, you can find your car insurance company by submitting a Data Subject Access Request through the Motor Insurance Database. You can check if your car has valid insurance by entering your registration number for free. What’s more, you can get the name of your insurance provider for £4.50 if you prove the vehicle is yours by submitting a copy of your ID and address.

Bottom Line: Tips to Remember Who Insures My Car in the UK

Keeping track of your insurance details is essential because you can never know when you might need them. So whether it is for checking the renewal date or if you are involved in an accident, we advise you to keep your car insurance policy details on your phone, save the insurer’s number, or keep the policy in a secure place in your car. And lastly, don’t forget that you will get a fine for driving an uninsured vehicle.

Frequently Asked Questions And Their Answers

How do I check my car insurance renewal date?

The first place you can check when is your car insurance renewal date is by checking the certificate. But, if you have lost the insurance policy, you can contact your insurer or check online.

How can I check if a car owned by someone else is insured?

You can use the AskiMID look-up tool and check the car insurance status of the other party involved in an accident in the UK. Note that this service is more expensive than the “find out who my car is insured with” option. You will have to pay £10 for the inquiry and fill out the form with your details and information about the accident.

What does a Certificate of Insurance in the UK look like?

Typically, the certificate for your car insurance is an A4 document that includes your details, insurance start date, registration mark, and other general information about your insurance policy and coverage.

How do I find out who my car insurance is with if I lose the documents?

If you don’t have a hard copy of your insurance policy. In that case, you can check who insures your car from your bank statements by searching for an email from the insurance provider or checking the online Motor Insurance Database.

My name is Marija, and I'm a financial writer at DontDisappointMe. Although finance might not be everyone's cup of tea, my 10+ years of working in one of the biggest banks in my country, and my interest in extensive research on everything finance/investment-related, have made me somewhat of an expert in the field (if I do say so myself). No longer having the passion to work in a corporate setting, I decided that I couldn't let all of this knowledge go to waste so I started writing. And, here I am! Today I try to share my knowledge with my audience in the hopes of making this topic as simple and interesting as possible. In my leisure time, I like spending time with my family and travelling to new locations.